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Navveen Balani Making systems intelligent, efficient & responsible

Agents with wallets: when your AI starts spending your money

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First AI answered questions. Then it took actions. In 2027 it starts transacting: booking, buying, negotiating, and paying on your behalf. Convenient, until your agent buys the wrong thing, or the right thing at the wrong price. The hard question isn’t whether agents can spend. It’s who is liable when they do. Before you hand an agent a budget, whose name is on the mistake it makes with your money?